Reps from Punjab National Bank got my mobile number from somewhere and called me earlier this evening. They offered me a personal loan at an "attractive rate of interest", and asked me if I would also be interested in a "lifetime free credit card with many benefits". I asked them if they were offering a one-way flight ticket to New York in business class? The line got disconnected. Possibly, they added me in their DND list after the call. DND. Do. Not. Disburse. 😂😂😂😂